Why we've approved over 1 million loans
Flexible loans up to $5000
Every situation is different. That's why Nimble lets you customise your loan to suit your needs. Once approved, choose your amount, adjust your repayments to fit just right, then confirm your loan.
Easy application,
no messy paperwork
Applying with Nimble is online and super simple. It doesn't matter what time of day it is, if you're at home or on the go. There's no painful face-to-face meetings, just a straightforward application.
We've approved 1,908,235 cash loans since 2005.
Sound good? Let's check out some examples.
Here's what a Small Loan might look like...
You're after $1,500 for your car maintenance. You apply online, and once approved you select your amount and adjust your repayments with a few simple clicks - choosing to pay it back in 17 affordable repayments of $120.00 per week.
Small Loan example
$1,500
Loan Amount
| 17 | X | $120.00 | = | $2,040.00 |
| Repayments | Per Week | Total Repayment |
Loan Length: 114 days
In the above example you'll pay:
- Principal amount: $1,500
- Establishment fee (up to 20% of principal): $300
- Monthly fees (up to 4% of principal): $240
Here's what a Medium Loan might look like...
You're after $3,000 for some home improvements. You apply online using your phone, and once approved you select your amount and adjust your repayments with a few simple taps - choosing to pay it back in 22 affordable repayments of $169.92 per week.
Medium Loan example
$3,000
Loan Amount
| 22 | X | $169.92 | = | $3,738.24 |
| Repayments | Per Week | Total Repayment |
Loan Length: 149 days
In the above example you'll pay:
- Principal amount: $3,000
- Establishment fee: $400
- Interest charges based on the Annual Percentage Rate (APR): 47.6158%
- Comparison rate: 65.6597% p.a.*
*This comparison rate is based on our Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Nimble does not offer loans for $2,500 over a term of 2 years.
The above examples are based on the assumption that repayments are made on time as per the original loan contract terms.
See our full Fee Statement for fee details.
FAQs for New Members
How do I get paid so fast?
Once you're approved, your first smart little loan is transferred straight to your bank account within 60 minutes of confirming your loan, if you confirm your loan by 4:30pm AEST during banking days.
Once you're a member you can get paid straight onto your Nimble Visa Prepaid Card within seconds of confirming your loan - even if you're approved outside of standard banking hours.
What happens if I can't repay on time?
If you can't repay on time, please let us know immediately as fees and charges may apply. See our Fee Statement for further details.
Are there any renewal fees?
Nimble doesn't renew loans by rolling them over or by refinancing the loan, and therefore we don't charge renewal fees.
What is Nimble's APR?
For our Small Loans of $300 to $2,000, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, so they don't have an APR.
Nimble's Medium Loans have a maximum APR of 47.6158%.
How long can I have my loan for?
If you have a Small Loan, the payment options range from 62 days to 12 months. A Nimble Medium Loan has a loan term of 62 days to 2 years.
How much does it cost?
You'll always see a clear breakdown of all your fees and repayments before you confirm your loan.
As a quick reference, though, here's a general breakdown of fees:
Small Loans
If the principal you borrow is between $300 - $2,000 you'll pay:
- Establishment fee: up to 20% of the principal amount
- Monthly loan fee: up to 4% of the principal a month
Medium Loans
If the principal you borrow is between $2,001 - $10,000 you'll pay:
- Establishment fee: up to $400
- Interest charges based on the Annual Percentage Rate (APR): 47.6158%
- Comparison rate: 65.6597% p.a.*
*This comparison rate is based on our Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Nimble does not offer loans for $2,500 over a term of 2 years.
See our full Fee Statement for fee details.