Don't worry. Get up to $600
in your hands within 60 minutes.
Select how much you need. Apply in 5 minutes. Instant decision.
We've approved 327,505 loans since 2005.
Why thousands of people choose Nimble.
It's a totally new way of borrowing money. We're ridiculously quick and 100% online. We've figured out a neat way to give you an instant decision.
So you'll know whether you're approved straight away.
You need it right now.
Not tomorrow. Our fresh approach to lending means you don't waste time filling out paperwork, waiting on hold, or going to painful face-to-face meetings. Apply now and get an instant decision - with your money transferred within 60 minutes.
A smarter way to borrow.
We won't make you borrow more than you need, putting you into long-term debt. We also won't let loans spiral out of control. Borrow what you need. Repay when you get paid. We're your short-term solution, not your long-term problem.
First loan costs only 1c.
Repay only 1 cent more than you borrow. For example, if you borrow $300, you repay $300.01. We know trying new things can feel risky, it's natural. That's why we make your first time virtually free. You can try us out and if you don't need us again or you didn't like it, no problem. It has only set you back 1 cent.
Our costs are crystal clear.
Everything is out in the open. All in plain English and big print. We always tell you upfront the exact cost of your short-term loan. No surprises. No catches. No hidden fees. Play with our calculator to help you with your decision before you apply.
HOW DO I GET PAID AND HOW FAST?
Your first smart little loan is transferred straight into your bank account within 60 minutes of approval (during business hours).
On average, people have the money available within minutes of the transfer. Sometimes it may take up to 2 hours, though, depending who you bank with.
Once you're a member you get paid onto your Nimble card within seconds of triggering a loan - anywhere, anytime, 24/7 (even from your mobile phone). Easy!
HOW MUCH DOES IT COST?
Your first loan costs just 1 cent. So you repay 1 cent more than you borrow.
If you borrow $300, you repay $300.01. That's it!
This introductory offer lets you try Nimble at practically no cost. After that, each time you take a loan of any amount, a $45 fee applies. Then it's just $30 a week for each week you have an outstanding balance. The maximum period we allow is 45 days as these are strictly short-term solutions.
What Happens If I Can't Repay On Time?
If you can't repay on time please let us know immediately. If you don't, you'll be charged $35 for the failed payment.
We'll always contact you to try and sort out an affordable arrangement. If your account continues to be unresolved, daily fees of $7 will accrue up to a maximum of 45 days.
If we can't recover the money over a reasonable period we may pass it over to our external collections partner and you may have a default placed on your credit file that impacts your credit history for up to 5 years. So it's best to always communicate with us if you are having trouble repaying so we can work something out together.
Are there any renewal fees?
Nimble doesn't renew loans by rolling them over or by refinancing the loan, and therefore we don't charge renewal fees.
The contract you sign is a continuous credit contract, allowing you to make advances and redraws rather than "renewals".