Get That Perfect Car with a Used Car Loan from Nimble

We believe that accessing finance options shouldn’t be a hassle, and whatever you need extra cash for, Nimble is here to help. We now offer a range of online loan options to help you get a used car loan, in fact, we think we offer the best used car loans in Australia.

We set out with a calling to help Australians get access to financial help when they needed it, working to remove barriers and reimagine lending. Since 2005 we have been growing, streamlining our processes, and making applying for a loan quick, easy, and painless. In fact, in 2009, we were the first company in Australia to make loan applications completely paperless, and since then we have funded 1.6 million loans for people just like you.

If you are looking to find a great car loan for a used car then Nimble are here to help. You can choose the type of loan you want – we have several available – depending on your income, repayment ability and personal financial health.

Am I Eligible for an Australian Used Car Loan?

The basic requirements for a cash loan of any amount from Nimble are that you are over the age of 18 and currently employed in Australia.

We have different requirements for different loan amounts – so you can be sure you are choosing the right loan to suit your circumstances.

A Medium or Small loan gives you the opportunity to borrow $300 - $5,000. This might be sufficient as a used car loan and may be the best option if you are looking for an unsecured cash injection. Our small and medium cash loans require you to be over 18, an Australian resident and have less than 50% of your income from Centrelink.

The application process is simple, and we can transfer your loan in as little as 60 minutes*, once confirmed.

A Nimble car loan can get you anything from $5,000 - $50,000 which you can choose to repay over 6-84 months (7 years).

You need to be over 18, employed, an Australian citizen or permanent resident, earn over $50,000 per year before tax, and be bankruptcy free for more than five years (from the date of discharge, not from the date of first been declared bankrupt) to be considered.

We want you to be fully informed about every aspect of our used car loan approval process, so if you have any questions or concerns, you can call and speak to one of our friendly team members in our Australian-based call centre.

Choose The Used Car Loan Australia Trusts

Our story is one of personal dedication to the cause. We have poured our heart and soul into creating Australia's top used car loans and other unsecured, short term loans that are easy to access, and ready to be used by people when they need it most.

In the last 15 years, we have made so many leaps forward into improving the outcomes of our customers who need that extra bit of financial help – and that is why customers come back to us time and time again for their financial needs.

Choose Nimble for your used car loans, and you will have easy, quick, and hassle-free access to the money you need – in as little as 60 minutes* once confirmed.

 
Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.
 
It’s a good idea to consider how much money you think you’ll need before applying for your loan. This way you can make sure you get what you need and you don’t borrow in excess. There are some other things to consider when applying for your loan, so you know:
  1. Your main source of income must not be Centrelink.
  2. You must be over 18 years and employed.
  3. You must have an active bank account with internet banking.
*Commbank customers are transferred funds within minutes of confirming their loan, 24/7. Customers of other banks or financial institutions, generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.