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Quick Personal Loans in Australia

Why do you need money? There are dozens of reasons we can find ourselves coming up short in a given month or looking for easy personal loans. There are as many possibilities as there are individuals. Our situations are unique, and our options for personal loans should be unique, too. Our situations are unique, and our options for low interest personal loans should be unique too. We tailor our interest rates based on your individual circumstances, so when we say low interest, yours could be as low as 8.99%. (Interest Rates^ from 8.99% - 29.99%, Comparison Rate** 10.31% - 31.49%). At Nimble, we specialise in quick personal loans in Australia.

Fast Online Personal Loans Australia

To choose the best place for getting a personal loan, you need to know something about the people you might be dealing with. We're an open book at Nimble. We've been providing fast loans to Australians since 2005, and we're proud of what we've achieved. We started with fast cash loans, and once we learned the ropes, it wasn't long before we branched out to include quick easy personal loans so we could offer you more options.

Fast Easy Personal Loans Australia: Making the Most of Technology

The world moves at the speed of the Internet, and in 2005, we decided there was no reason for an online loan to be a slow, agonising process of the sort you expect with the traditional loan process. Instead of making an appointment at the bank, travelling down there, waiting in a sterile lobby, and then biting your nails for days waiting to hear back about a loan, you should be able to apply for an instant personal loan online. That's the way we do everything else in the digital era, and it's the right way to do loans, too.

We've worked hard to leverage the power of technology to make it possible to get a personal loan with quick approval. We wanted a system that would make it possible to do the entire process online, allow for fast approval for personal loans online, get your money to you within 60 minutes of confirmation whenever possible, and still keep your data safe. That's just what we've achieved.

At Nimble, our goal is to provide some of the best online personal loans in Australia because Australia's given us the space and opportunity to be a success. Our values put our customers at the core of everything we do.

Our Low-Interest Personal Loan Promise: Clear Information & Personalised Experiences

When you're looking for quick and easy personal loans online, you should be able to find out all the information right upfront. You should never be hit with hidden charges or fees. The terms of your loan should be clear, and repayment should be easy. You should be able to get a hold of your lender online or by phone and get your questions answered quickly. You can count on us to put you first: always.

Beyond that, we also think when you come to a private finance company for a personal loan that you should have a personalised experience. You should have options when it comes to how much you can borrow, setting up a repayment schedule that works for you, and even getting an interest rate unique to your situation.

Fast Personal Loans With Online Approval

The Basic Terms

Nimble's fast easy personal loans in Australia can get you between $5,000 and $25,000. This is an unsecured loan, so you won't have to put your car or home on the line to get the quick and easy personal loans you need. The interest rate is always fixed for the life of your loan, so there are no surprises, and there are no fees for keeping a monthly account. You can pay the loan off over the course of just six months or for up to 48 months.

The Details

Our low interest personal loans in Australia are available to any employed citizen or permanent resident over the age of 18. You need to have an Australian passport or driver's licence, and you must have an active bank account with internet banking available. We'll also need your mobile phone number so we can verify your identity and keep in touch, and you'll need to meet our lending criteria.

We will run a credit check because we never want to lend you more money than you're able to pay back. If we did, we wouldn't be putting your needs first! However, the credit check definitely isn't the only thing we consider when deciding about your unique loan situation.

How Repayment Works

One of the stressful things about repaying traditional loans is the worry that you might miss a date by accident or because a payment doesn't go through. That's the old way of doing things. Your quick and easy online personal loan from Nimble should be just as easy to repay as it is to apply for.

When you apply for your loan, you'll choose the monthly repayment day that works best for your finances, and we'll set up a direct debit. You don't have to worry about anything except making sure there are enough funds in the account on your chosen day.

Get a Nimble Personal Loan with Quick Approval

We offer some of the best easy approval personal loans in Australia, and part of being the best is offering clarity right from the beginning. When you apply for your loan, every fee and charge will be clearly explained in terms that real people use.

While the details will vary based on your unique loan, in general, you can expect the following:

Get Your Personal Loan Fast With Easy Approval For Australians

If we're able to process your loan application before 4:30 pm on a banking day, in most cases we can send your money within 60 minutes once your loan has been confirmed. We know you need your money quickly, and we're committed to getting you what you need as fast as possible. Just bear in mind that it will take a little time for the funds to clear your own bank.

Quick & Easy Online Personal Loans Australia-Wide

Our goal at Nimble is to be your best place for a fast and easy personal loans in Australia. Whatever your reason for seeking a personal loan, you can get the process done fast by applying with Nimble today.
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What to expect when applying for a
Nimble Personal Loan

1. Tell us what you need

You decide how much you want to borrow and for how long

3. Connect to your bank

You connect to your bank and our smart tech runs through your data, doing all the hard work for you

5. You're on the way

Once your loan has been confirmed, your loan will be in your bank account in under 60 minutes*

2. Tell us who you are

You supply us with some pretty run of the mill information on your identity

4. Verify income & expenses

Our smart tech identifies your income and expenses and you confirm

Nimble Personal Loan

About Nimble


How much can I borrow?

Our Personal Loan allows potential borrowers to borrow from $5,000 up to $25,000. You select the amount you need and your circumstances will be assessed to determine how much you can borrow.

Loan term; how does it work?

Your loan term is the term in which you will pay off the entire loan. You will be given a payment schedule that you will be required to pay over the course of your loan term.

What’s the approval process?

After you’ve applied online, we’ll be in touch with a decision about your loan application.

Why have I been declined?

There is no “one size fits all” reason for not making it through our application. Every application is different and we’re sorry if you weren’t successful this time but if your circumstances change, please feel free to apply again.

Does Nimble do a credit history check?

Yes, like all responsible lenders, we will run a credit history check. However, this is generally not used as a sole decision maker when it comes to your Personal Loan. We will check your recent bank statements to get a better understanding of your current financial history and we’ll use this information and consider other factors when making a decision on your loan.

How much will it cost?

Our Personal Loan potential borrowers can borrow from $5,000 to $25,000. Your personalised interest rate will depend on a number of factors. Please see our fee statement which outlines the fees and charges applicable to a Personal Loan with Nimble.

What happens if I repay early?

It’s simple! You may make additional payments to prepay all or part of the balance at any time. If you prepay part of the balance early, the amount of the repayments set out in your loan offer and their due dates remain unchanged unless we agree to change the repayments. If you prepay the entire balance, you must also pay us any accrued interest, fees and charges not yet debited to your loan account, enforcement expenses and any applicable early repayment fee set out in the loan offer.  See fee statement for more information.

Can I BPay?

We currently don’t offer BPay. You can call us and we can schedule a direct debit for you or you can make a payment from a debit card on the phone.

What if I can’t repay on the due date?

There are costs associated with missing a payment. This will lead to us charging a late fee and a dishonour fee which will be outlined in your loan offer.  Please see here the fee statement.

How do I pay loan repayments?

Your loan repayments will be automatically debited from your bank account on a date that you have agreed to throughout the application process. This bank account must be an Australian bank account and must be in your name.

When will I get my money?

Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

Lending criteria, fees, terms and conditions apply. Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00am and 4:30pm AEST on business days. Clearance times are subject to your bank.


Lending criteria, fees, terms and conditions apply. Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00am and 4:30pm AEST on business days. Clearance times are subject to your bank.


This fee covers the cost of setting up your loan. It is added to your loan amount, and paid off with the loan.***


Payable if an amount due is not received within 5 days of the due date and then every 30 days until the payment is received in full.


Payable each time a payment to us under your direct debit or other payment authority is dishonoured.


Payable each time you request us to vary your loan (e.g. term extension or change to the repayments).


Payable when the loan term is greater than 2 years but the loan is paid out in full in less than 2 years.


Payable for each copy of any document you request.