Bridge the Gap with Payday Loans in Perth from Nimble

When that chip in your windshield finally cracks, or your dog decides to eat something that he really should not have, finding the cash to pay can bring an unnecessary and wholly unpleasant level of stress to an already worrisome situation. Choosing a payday loan in Perth from Nimble could give you back control.

Since 2005, Nimble has improved and reimagined the world of lending, making it simple, quick and hassle-free for Australians like you to get access to the money they need – when they need it.

It might sound like we are blowing our own trumpet when we say that we can help you find Perth’s best payday loan, but we have funded over 1.6 million loans since our inception with customer service, fees and easy applications that bring customers back to us when they need cash fast.

We specialise in using the latest smart and safe technology to streamline applications, making the whole process quick, simple, and, well, Nimble. Same-day decisions, funds available in as little as 60 minutes* once confirmed, and tools to help you manage your repayments – all with an Australian-based call centre to support you if you have any questions.

We Strive To Provide Perth's Best Payday Loans

At the heart of it, a payday loan is just a short term money loan that is usually for a small amount, to get you through to payday. Even the most astute financial planner can be caught out with an unexpected bill – budget spreadsheets cannot always prepare you for an emergency. For this reason, a payday loan, or payday advance if you prefer, can bridge the gap and take care of the emergency without any stress.

Here at Nimble, we are proud of our reputation for transparency and responsible lending. We are committed to ensuring that every customer we have can afford the repayments necessary on their quick and easy online loans. This means that we look at income and expenses, we refer to credit history, and we make sure that you are always aware of what is required of you – from evidence to repayment schedules. In this way, we are nothing like the unscrupulous lenders that offer payday loans in Perth that are always changing the terms and conditions or hiding fees in the depths of their small print.

To see the difference that Nimble could make for you with their same day loans, check out the Comparison Tables. We provide different repayment duration – the most appropriate one for you will depend on your personal circumstances – and fixed establishment fees that are easy to understand. Much like the repayment terms, your rate will very much depend on your individual circumstances.

Solve That Financial Emergency with a Payday Loan in Perth from Nimble

To get started with a Small or Medium Cash Loan – usually, the most appropriate payday loan in Perth – all we need from you is that you are over 18, employed with less than half your income from Centrelink, and an Australian resident. If you can tick these off, we invite you to apply for the amount you need today.

Get through to your next payday with Perth’s best payday loan from Nimble.

Compare Nimble Loans

Loan Feature	Small Loan	Medium Loan
Establishment Fee	20% of loan amount	$400 fee
Loan Amount	$500 - $2,000	$2,050 to $5,000
Costs	20% of loan amount + 4% of loan amount each month	Application fee of $400 + 47.6158% p.a. Comparison rate:** 65.6597% p.a.
Loan Terms	Loan terms13 weeks to 39 weeks depending on the loan amount	7 months to 15 months
Timing	Both Nimble Small and Nimble Medium Loans are offered with fast approval and funds transfer*. You could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Nimble does not offer loans for $2,500 over a term of 2 years.

Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.

When you take out a Short Term Loan with Nimble, we have some general rules that will apply to everyone.

So you know:

You must be over 18 years and employed
You must have an active bank account
Your main source of income must not be Centrelink

*Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

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The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

Nimble members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Personal Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee.

**The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee. Nimble may not offer loans for these amounts over these terms. See our full Fee statement for fee details.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

Warning about borrowing

Ready for your Nimble Loan?

Small Loans

Borrow between $500 - $2,000

When mechanic calls or the plumber needs to visit, we’re here. Nimble Small Loans are a fast and simple solution.

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Personal Loans

Borrow between $2,050 - $5,000

Did that dentist bill cost a little more? Don’t worry, we got you. Personal Loans can help with the slightly bigger unexpected costs that you didn’t see coming.

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