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Large Personal Loans

Borrow between $5,000 and $25,000

For big plans that need big financial assistance. Larger purchases and big life events don’t come around every day and when they do, you’ll want to be prepared.

Get a Nimble Large Personal Loan

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    Hassle-free application all online!
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    Cash loans, paid in 60 minutes once confirmed.*
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    Call us anytime, we’re right here in Australia.

Calculate your repayments

Your loan amount

How much would you like to borrow?

$14,000
$5,000$25,000
Loan term
48 months
6 months48 months
Credit rating
Repayment frequency

Your repayment frequency will align with how often you get paid

Fixed repayment amount

$0.00 /fortnight

Interest rate^

8.99% p.a.

Comparison rate**

10.31% p.a.

The repayment calculator is for illustrative purposes and does not comprise a quote or guarantee of approval. Any interest rate you may be offered will be based on your personal circumstances.

There is an establishment fee of $195 for Large Personal Loans between $5,000 and $10,000, $250 for Large Personal Loans between $10,001 and $25,000.

Looking for other products that might suit you better?

We’re the Large Personal Loan Experts

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Personalised loan with zero monthly account fees

A personalised interest rate, based on your individual circumstances + zero account fees.

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A streamlined process

Let our smart tech analyse your data. It’s easy and hassle-free.

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60 minutes once confirmed*

Yep, your money arrives within 60 minutes once your loan is confirmed!*

Testimonials

Nimble has been able to help me on two occasions, where I had been in situations that could've been a lot worse financially if Nimble hadn't of come to the rescue! I found the application process to be very user friendly and quick to fill out, and was amazed at how fast each time the funds had been available in my account (literally within minutes). The pay-back fees associated with paying back a set amount too are quite reasonable, as is the time frame options given to pay back. Would definitely use again if I get stuck again!

Lew

VIC

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Nimble are great! The team are really helpful especially during Covid as I lost my job & couldn’t make my repayments I was originally making. They understood my situation & didn’t harass me at all. They helped me with my situation to make affordable repayments & now it’s all paid off - woohoo!

Chelsea Edmonds

VIC

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Great online customer service. The costs were very clear from the start with no extras. The rate was to be expected from the market and I was happy with that

Anthony

NSW

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FAQs

Our Large Personal Loan allows customers to borrow from $5,000 to $25,000. You select the amount you need/want and we’ll assess how much you can borrow.

After you’ve applied online, we’ll be in touch with a decision about your loan application. Keep your phone handy in case we need to give you a quick call.

Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

There is a $195 establishment fee for Large Personal Loans between $5,000 and $10,000, and a $250 establishment fee for Large Personal Loans between $10,001 and $25,000.

We’ll offer you a personalised interest rate from 8.99% p.a. to 29.99% p.a, depending on your personal financial circumstances and history. Comparison rate 10.31% to 31.49%**.

You’ll pay back your loan in weekly or fortnightly instalments, lined up with your income frequency. 

Nimble Personal Loans are unsecured loans. That means, you don’t need to provide security - your interest rate is based on our assessment of your ability to repay. 

Please see our Fee Statement which outlines the fees and charges applicable to a Large Personal Loan with Nimble.

We want you to get on top of your debt as soon as possible, so we recommend paying us back as soon as you feel comfortable. 

If you want to make any extra payments or pay out your loan early please let our team know by calling 133 156 or writing to repayments@nimble.com.au

See our Fee Statement and your loan contract for more information.

It only takes minutes to apply for a Large Personal Loan. To make this process even quicker, gather your driver licence/passport and bank login deets. You’ll be pleasantly surprised how pain-free it is to apply.

This one’s important:

  • We only lend to customers who are over 18, 

  • are an Australian citizen or permanent resident, 

  • are employed and have no more than 50% of their income coming from Centrelink

If you don’t meet this criteria, we will not lend to you. 

Our expert team verifies all of these details before offering you credit.

On receipt of your application, our team looks into your financial history and makes an informed decision on whether you can afford the repayments. 

Just because you meet the above eligibility criteria does not guarantee you a loan offer if we feel it’s not right for you.

If you have been denied a Large Personal Loan, this does not mean we won’t grant you one in the future when your circumstances change. 

We recommend allowing at least one month before applying again.

Our team undertakes a credit check on every single customer applying for a Nimble Large Personal Loan. 

If you are bankrupt, in a debt agreement or have multiple adverse listings on your credit file your application will be declined. 

But your credit history is not an automatic “yes” or “no”.

Your credit history is only part of the puzzle that makes up the decision-making process in granting your loan. Our team has been in the biz for years and can see whether you have the financial stability to comfortably repay.

Whoa, you've got some impressive scrolling skills. But, this is near the end of the page. Click below to apply for Nimble Large Personal Loan.

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Looking for other products that might suit you better?Let’s compare products

The information on this website is general in nature and does not take into account your objectives, financial situation or needs.

*Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available. Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

^Your interest rate will be based on a number of factors, including the information you provide and our assessment of your application. We will confirm your actual interest rate in your loan offer document.

**The comparison rates for Large Personal Loans are based on an unsecured loan of $10,000 over a 3 year term and a $195 establishment fee. See our full Fee Statement for fee details.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.