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Quick and Easy Car Loans

Apply for a Nimble Secured Car Loan and you could drive away in your new or used car today. Loan funds paid straight to the seller!

Things you need to apply

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    Your mobile phone
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    Your Australian passport or Australian driver licence
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    Your internet banking credentials
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    All documents associated with your car purchase (if you've already found the car you want)

Calculate your repayments

Your loan amount

How much would you like to borrow for your vehicle?

$25,000
$5,000$50,000
Loan term
84 months
6 months84 months
Credit rating
Repayment frequency

Your repayment frequency will align with how often you get paid

Fixed repayment amount

$0.00 /fortnight

Interest rate^

6.99% p.a.

Comparison rate**

7.68% p.a.

The repayment calculator is for illustrative purposes and does not comprise a quote or guarantee of approval. Any interest rate you may be offered will be based on your personal circumstances.

There is an establishment fee of $195 for Car Loans between $5,000 and $10,000, $250 for Car Loans between $10,001 and $20,000, and $495 for Car Loans between $20,001 and $50,000.

Looking for other products that might suit you better?

We’re the Car Loan Experts

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It’s easy!

You can apply for a Nimble Secured Car Loan even if you haven’t found a car yet!

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It’s smart

Our smart technology means you can upload all relevant documents to the application from your mobile phone.

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It’s oh-so speedy

We’ll make a decision quickly. You could even drive away on the same day.

The types of vehicles we accept

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Personal use only

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Less than 200,000km

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Less than 10 years old

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No finance owing

Testimonials

Nimble are easy and quick to use, I can’t fault the service I’ve received with them. They were quick and very responsive with any queries that may have come about. I am very satisfied with the care they have given

Ben

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Great online customer service. The costs were very clear from the start with no extras. The rate was to be expected from the market and I was happy with that

Anthony

NSW

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Have used Nimble on a few occasions now when I’ve needed cash ASAP money has been transferred within minutes

Adam Alexander

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FAQs

On a Nimble Car Loan, the minimum loan amount is $5,000 and the maximum loan amount is $50,000.

At Nimble, our secured car loan is pretty straight forward. Getting a secured car loan with us means we have security over your new car. This means that if something were to happen and you couldn’t repay the loan we maybe able to sell your car to recover what you owe. What’s the advantage of a secured car loan for you? Security can help to make a loan less risky for the lender and in turn, this means you might be able to get a lower interest rate than other loan types.

It’s simple! You may make additional payments to prepay all or part of the balance at any time. If you prepay part of the balance early, the amount of the repayments set out in your loan offer and their due dates remain unchanged unless we agree to change the repayments. If you prepay the entire balance, you must also pay us any accrued interest, fees and charges not yet debited to your loan account, enforcement expenses and any applicable early repayment fee set out in the loan offer. See Fee Statement for more information.

At Nimble, we have some eligibility criteria that we ask you to meet for a secured car loan.  We’ve outlined this below:

  • You must be an Australian citizen or permanent resident, who is over 18 years old and currently employed

  • You must meet the Nimble credit lending criteria 

  • You must have an Australian driver licence or an Australian passport

  • You need your bank login details - so that you can securely log in to your bank and allow us to verify your income & expenses

  • You need a mobile phone - we'll send you a text for verification purposes

  • No more than 50% of income from Centrelink

We make a commitment to you on fast decisioning. Because our smart tech allows you to upload all relevant documents to the application from your mobile - we can commit to getting you an answer quickly. Once you get a decision, the speed continues - your vendor could receive funds in 60 mins once confirmed*. This means, with our smart tech, you could apply for a car loan and drive away that day!

Unfortunately, there isn’t a straight answer to this question. There isn’t a  “one size fits all” reason for not making it through our application. Every application is different and we’re sorry if you weren’t successful this time but if your circumstances change, please feel free to apply again.

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The information on this website is general in nature and does not take into account your objectives, financial situation or needs.

*Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available. Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

^Your interest rate will be based on a number of factors, including the information you provide and our assessment of your application. We will confirm your actual interest rate in your loan offer document.

**The comparison rate for a Car Loan is based on a secured loan of $30,000 over 5 years with a $495 establishment fee. Nimble may not offer loans for these amounts over these terms. See our full Fee Statement for fee details.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.