What are my responsibilities?

Nimble is designed to put you in control of your finances.

We'll always take extra special care to lend you an amount you can comfortably repay. This means you get your money, repay easily, and get on with your life.

All you have to do is be open and honest about your financial situation, income, and expenses. We also expect you to consider your situation and apply only if you're confident you'll have the money available to repay your loan. If you have problems repaying, we may reduce the amount you can borrow in the future or you may become ineligible to borrow from us altogether.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

For our Small Personal Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Medium Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Medium Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee.  

Warning about borrowing