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How do I apply and how does it work?

Here's how Nimble loans work in 3 easy steps:

  1. Simple application: Just apply online - whether you're on the go, at work, or from the comfort of your home.
  2. Get a decision: Once you've applied, we may contact you to verify the details you've provided in your application, then, you'll get a decision.
  3. If you're approved, get paid within 60 minutes of confirming your loan when you confirm your loan by 4:30pm AEST during banking days. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.

Lending criteria, fees, terms and conditions apply. 95% of approved borrowers are transferred their loan funds within 60 minutes of confirming their loan before 4.30pm AEST during banking days. Otherwise, payment is processed on the next business day. Clearance time is subject to your bank. Once you're a Nimble member, you can choose to get a Nimble loan paid straight onto your Nimble Visa Prepaid Card within seconds of confirming your loan.