How much does it cost?

Whether you're after a bit of money when the unexpected happens ® or a bigger amount to help you move house, we've got you covered. If you need a loan fast - just Nimble it, with our small to medium cash loans or personal loan

The easiest way to see the exact cost is to apply. If you're approved, you can customise your repayments to suit your needs. But please be aware if you reschedule your repayments after you confirm your loan, additional fees and charges may apply.

You'll always see a clear breakdown of all your fees and repayments before you confirm your loan.

As a quick reference, though, here's a general breakdown of fees:

Small Loans

If the principal amount you borrow is between $300 - $2,000 you'll pay:

  • Establishment fee: 20% of the principal amount

  • Monthly loan fee: 4% of the principal a month

Medium Loans

If the principal amount you borrow is between $2,050 - $5,000 you'll pay:

  • Establishment fee: $400

  • Interest charges based on the Annual Percentage Rate (APR): 47.6158%

  • Comparison Rate**: 65.6597% p.a.

Personal Loans

If the principal amount you borrow is between $5,000 - $25,000 you'll pay:

  • Establishment fee: $195 for loans $5,000 - $10,000

  • Establishment fee: $250 for loans $11,000 - $25,000

  • Interest charges based on the Annual Percentage Rate (APR): From 8.99% to 29.99%^

  • Comparison Rate**: From 10.31% p.a. to 31.49% p.a.

Car Loans

If the principal amount you borrow is between $5,000 - $50,000 you'll pay:

  • Establishment fee: $195 for loans $5,000 - $10,000

  • Establishment fee: $250 for loans $10,001 - $20,000

  • Establishment fee: $495 for loans $20,001 - $50,000

  • Interest charges based on the Annual Percentage Rate (APR): From 6.99% to 27.99%^

  • Comparison Rate**: From 7.68% p.a. to 28.84% p.a.