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How much does it cost?

Whether you're after a bit of money when the unexpected happens ® or a bigger amount to help you move house, we've got you covered. If you need a loan fast - just Nimble it, with our small to medium cash loans or personal loans.

The easiest way to see the exact cost is to apply. If you're approved, you can customise your repayments to suit your needs.*

You'll always see a clear breakdown of all your fees and repayments before you confirm your loan.

As a quick reference, though, here's a general breakdown of fees:

Small Loans

If the principal amount you borrow is between $300 - $2,000 you'll pay:

  • Establishment fee: 20% of the principal amount
  • Monthly loan fee: 4% of the principal a month

Medium Loans

If the principal amount you borrow is between $2,050 - $5,000 you'll pay:

  • Establishment fee: $400
  • Interest charges based on the Annual Percentage Rate (APR): 47.6158%
  • Comparison Rate^: 65.6597% p.a.

^This comparison rate is based on our Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee.

Nimble does not offer loans for $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Personal Loans

If the principal amount you borrow is between $5,000 - $10,000 you'll pay:

  • Establishment fee: $195
  • Interest charges based on the Annual Percentage Rate (APR): From 8.99% to 29.99%**
  • Comparison Rate^: From 10.31% p.a. to 31.49% p.a.

^This comparison rate is based on our Personal Loan for an amount of $10,000 over 3 years and a $195 establishment fee.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

**Interest rates range from 8.99% p.a. to 29.99%. Your interest rate will be based on a number of factors, including the information you provide and our assessment of your application. We will confirm your actual interest rate in your loan offer document.

See our full Fee Statement for fee details.

*If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.