How Nimble loans work

Smart little loans explained...

You can borrow from $100 to $1,200.

The length of our loans is customised and will fall between 16 to 50 days.

The exact length will be determined by things like your pay cycle, the amount you borrow, and your customised first repayment date.

How to get a smart little loan...

Apply online

Apply online from your mobile phone or computer. The average time it takes to apply is just 5 minutes and 44 seconds.

Verify income and expenses

Then we verify your income and expenses using the last 90 days of your transaction history. Most people use our simple, automated system to get a decision within minutes.

Get approved and set up your loan

Once you're approved, create your customised repayment schedule.

Confirm your loan

See your repayment schedule and the costs. Then when you're happy with everything, click "Confirm."

Get your money within 60 minutes

Just 60 minutes later the money is in your account. If you bank with Commbank, you'll have the money within seconds of approval - even if you're a first time applicant!

Sometimes payment times may take longer, depending on who you bank with, if you applied after 3pm on a business day, or out-of-office hours.

Once you're a member you can get your loan paid straight onto your Nimble VISA Prepaid Card within seconds, 24/7 - including out-of-office hours, weekends, and public holidays.

Want to know more? Check our FAQ page.

Apply in 5 minutes

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"The first loan only took like an hour or something to get it all done. I was just shocked. WOW!"
Testimonial - K.H, NSW
Rebecca, QLD

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This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

WARNING - Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor

  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan

  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.