How to take out a cash loan

Taking out a cash loan doesn’t need to be hard work. These days, customers can apply online for a cash loan and the decision is usually made quite quickly. You don’t need to worry about lenghty paperwork or queues at a bank – technology has advanced and so a good loan provider will be able to provide a fast and easy solution. 

At Nimble, we pride ourselves on being a fast and easy lender. Since we started in 2005, we’ve granted over 1.5 million loans to customers all over Australia. Our customers come back time and time again because we make cash loans easy. We make cash loans easy because we know that at a stressful time when you need money, it should be easy for you. Removing barriers was one of the first things we did when we started Nimble and we became a great success. Nimble was the first company in Australia to offer paperless applications and since then we’ve worked hard on our application process to ensure that it’s easy for everyone. 

We made sure that our application doesn’t take up too much of your time. The process can be defined by three simple steps - here’s an overview of how you can take out a cash loan with Nimble.

It’s simple application: just apply online - whether you're on the go, at work, or from the comfort of your home from any device

 Get a decision: We’ll work through your application quickly and let you know an answer in a short period of time so you can get back to doing the important things.

 If you're approved, get paid within 60 minutes* if you confirm your loan by 4:30 pm AEST during banking days. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

For our Small Personal Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Medium Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Medium Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee. For our Medium Loans between $10,500 and $25,000, the Annual Percentage Rate (APR) is 29.99% (Comparison rate 29.99%) and there is no Establishment Fee.

*Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

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