How to get an instant cash loan online?

Most applications for instant cash loans happen online today. In a world that requires speed and ease of use, the lending market has adapted and many now offer online applications. With the move to online applications and the technology involved with this, most good lenders will be able to offer a pretty quick decision as well as a fast fund deposit.

Getting an instant cash loan means that you will want to be able to apply with ease and speed. In general, at Nimble, we don’t ask you to upload any paperwork or sign anything with pen and paper – this helps keep things moving and ensures we don’t hold you back with any cumbersome paperwork. We have designed a very straightforward approach to our application process so that you can get an answer on your loan suitability quickly. Here’s a summary of how we work, and how we have managed to grant over 1.5 million loans since 2005!

Here’s a summary of how we work, and how we have managed to grant over 1.5 million loans since 2005!

1. You tell us how much you would like to borrow and for how long – this is important as it gives you the ability to personalise your online loan. This means your loan will work for you around your terms. Following this, we check your employment and identity. Generally speaking, you don’t need to worry about uploading any documents!

2. Next we ask you to securely login to your bank so we can evaluate your recent bank transactions. We do this because it’s the easiest and most straightforward way to understand your financial history. 

3. Once you complete the above and submit your application, you get a decision. If your application has been successful, your money will be with you in a short time frame after confirming your loan. If you're approved, you can be paid within 60 minutes if you confirm your loan by 4:30 pm AEST during banking days. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.*

 

Getting an instant cash loan doesn’t have to be complicated and cumbersome like in the old days of banking! Do your research and make a decision based on what’s right for you – which for most people (like Nimble customers!) is speed, ease, and reliability.

Getting an instant approval cash loan doesn’t have to be complicated and cumbersome like in the old days of banking! Do your research and make a decision based on what’s right for you – which for most people (like Nimble customers!) is speed, ease, and reliability.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

For our Small Personal Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Medium Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Medium Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee. For our Medium Loans between $10,500 and $25,000, the Annual Percentage Rate (APR) is 29.99% (Comparison rate 29.99%) and there is no Establishment Fee.

*Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

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