How to get a cash loan today

Here’s the low-down on how to apply for a fast loan with Nimble.

1. First of all, we ask you to tell us how much you would like to borrow and for how long. This gives you the ability to personalise your online loan. The goal is that your loan will work for you around your terms. Following this, we check your employment and identity. We designed this part to be very easy and there are no hoops of fire to jump through. 

2. We then ask you to securely login to your bank so we can evaluate your recent bank transactions. We do this because it’s the easiest and most straightforward way to understand your financial history. 

3. Then, you get a decision and – should you be approved – your money will be with you in a short time frame. If you're approved, get paid within 60 minutes if you confirm your loan by 4:30 pm AEST during banking days. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays. *

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

For our Small Personal Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Medium Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Medium Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee. For our Medium Loans between $10,500 and $25,000, the Annual Percentage Rate (APR) is 29.99% (Comparison rate 29.99%) and there is no Establishment Fee.

*Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

Warning about borrowing