How to get a cash loan fast?

Speed is the name of the game when it comes to cash loans. Most people who need a cash loan need it quickly and a good lender will understand this and be able to deliver your cash loan in a fast time frame pending your confirmation.

At Nimble, getting a fast cash loan is easy. Here’s how it works: Much like all other responsible lenders, we may check your credit report. However, this is not the only factor we use to decide how much money to lend you and for how long. We’ll ask for more recent information in a bid to understand who you are today and get a real understanding of your current financial situation. Our application process is very straightforward and is designed to be quick and easy. 

There are some things we simply don’t believe in – unnecessary paperwork is one of them. We empower  you to apply quickly so we can process and if successful, approve quickly. Generally speaking, we don’t make outbound calls before your loan is approved because we know that getting a loan is a personal choice. 

Here’s our process summarised:

1. The application is simple and straightforward and it all happens online. You can apply on the go or from your home from any device – mobile, laptop or tablet. 

2. Following the above, you’ll get a decision.

3. If you're approved, you can be paid within 60 minutes if  you confirm your loan by 4:30 pm AEST during banking days. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

For our Small Personal Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Medium Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Medium Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee. For our Medium Loans between $10,500 and $25,000, the Annual Percentage Rate (APR) is 29.99% (Comparison rate 29.99%) and there is no Establishment Fee.

*Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

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