How do I get a cash loan?

Getting a cash loan is easy! These days cash loans are usually offered online, and this means you can apply online, get an answer online, and have your money transferred straight into your bank account in a short time frame if you are successful.

The first thing you should do when considering getting a cash loan is research. Checking a company’s reputation is easier now than ever before, with Google reviews and product reviews available easily for all customers. The Nimble experience is well-reviewed on ProductReview.com, and here you’ll see lots of our customers talking about their excellent customer service experience.These reviews also talk about transparency. This is important in the world of cash loans, because you need to know what you are paying for and be very clear on your responsibilities. We work hard to provide complete clarity to our customers when they apply for a Nimble loan. We always direct our customers to our always available Fee Statement to help them better understand their loan terms. 

Reputation is important, and here at Nimble we have been lending money in this space since 2005. In that time, we have helped 1.5 million Australians who found themselves in a difficult situation and needed a cash loan. Our customers trust us time and time again because we always deliver on speed and our promise of easy application.

Reputation is important, and here at Nimble we have been lending money in this space since 2005. In that time, we have granted over 1.6 million cash loans. Our customers trust us time and time again because we always deliver on speed and our promise of easy application.

In terms of how Nimble works, here’s a quick 3 step summary.

1. The application happens online, and you can apply on the go or from your home from any device – mobile, laptop or tablet. 

2. Once you’ve completed the application, you’ll get a decision.

 3. If you're approved, get paid within 60 minutes if you confirm your loan by 4:30 pm AEST during banking days. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

For our Small Personal Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Medium Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Medium Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee. For our Medium Loans between $10,500 and $25,000, the Annual Percentage Rate (APR) is 29.99% (Comparison rate 29.99%) and there is no Establishment Fee.

*Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

Warning about borrowing