How can I get a cash loan?

Getting a cash loan today is easy! In a world filled with fast technology, most good lenders will put the user at the heart of their journey and make sure that a cash loan application is easy.

Cash loans with Nimble are (and have always been) super easy! In general, we don’t ask you to upload lengthy paperwork or sign anything with pen and paper and printouts, and we don’t call you unnecessarily.  We have designed a very straightforward approach to our application process that you can get an answer on your loan suitability quickly, so you can get back to all the important things. 

We begin the application process by asking you to tell us how much you would like to borrow and for how long. This gives you the ability to personalise your online loan and puts you in the driver’s seat. The goal is that your loan will work for you around your terms. Then we move on to checking your details - your employment status and identity. This is all very straight forward so don’t worry about having to allocate lots of time to your application.

Then we ask you to securely log in to your bank so we can evaluate your recent bank transactions. We do this because it’s the easiest and most straightforward way to understand your financial history. Pending this, you get a decision and – should you be approved – your money will be with you in a short time frame of confirming your loan.

It’s simple! The below summarises how you can get a cash loan with Nimble is 3 simple steps.

  1. It’s a super simple application: Just apply online - whether you're on the go, at work, or from the comfort of your home from any device

  2. Get a decision: We’ll work through your application quickly and let you know an answer in a short period of time

  3. If you're approved, get paid within 60 minutes if you confirm your loan by 4:30 pm AEST during banking days. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.*

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

For our Small Personal Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Medium Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Medium Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee. For our Medium Loans between $10,500 and $25,000, the Annual Percentage Rate (APR) is 29.99% (Comparison rate 29.99%) and there is no Establishment Fee.

*Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

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