Can you get a cash loan from a bank?

Different banks offer different types of loans but, for the most part, a bank’s specialty is not based in cash loan lending. If you are in need of a fast cash loan with no cumbersome paperwork, then a bank may not be the best place for you to go.

At Nimble, our cash loan offering is super easy and means you won’t have to que in a bank or deal with all the issues that come with that. Below we outline the benefits of lending with Nimble.

1. We’re fast with your loan

Super fast! We don’t wait around and that’s why our customers come back time and time again to borrow a cash loan from Nimble. With both the Nimble Small Cash Loan and Nimble Medium Cash Loan, you could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day. Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

2. It’s easy

Most of the time you won’t need to speak to any humans. There is no need to wear stuffy formal wear to come and see us. Our application process happens online and is built for speed and ease of use. We have removed any unnecessary work to make sure you get through the application in an efficient manner.

3. Cash loans that don’t compromise

We’re all about efficiencies and ease of use, but you can be assured that we offer bank level security. You notice a small McAfee logo when you start your Nimble application for a loan – this means we take our security and your data extremely seriously.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

For our Small Personal Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Medium Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Medium Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee. For our Medium Loans between $10,500 and $25,000, the Annual Percentage Rate (APR) is 29.99% (Comparison rate 29.99%) and there is no Establishment Fee.

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