Easy Car Loans in Australia
For most of us, a car isn't a luxury: it's a necessity. Without a car, it gets a lot harder to get the kids to their events, run errands, and get to and from work. But your car doesn't know a thing about your finances, and cars love to pick the worst possible time to die. When you've got to have a new car, quick car loans can get you behind the wheel quickly. And when you need easy car loans online, Nimble should be your first choice.
Choose Nimble for Low-Interest Car Loans & Fast Approval
At Nimble, we've been granting loans since 2005. We believe loans should move with the times like everything else. Getting a loan shouldn't involve having to visit a bank branch and a lot of face-to-face meetings. You should be able to do everything online and quickly.
Since we started Nimble, we've gotten more than 1.6 million loans for Australians all across the country. We're so good at getting loans that we decided to start offering personal loans and fast car auto loans. Our goal is to offer some of the best car loans in Australia so you can get into a new vehicle without all the hassle.
How Quick Car Loans in Australia Work
Verify Your Eligibility
You don’t need to provide 100 documents to be able to apply for one of our online car loans. If you're an Australian citizen or permanent resident over 18 and employed, and if you don't get more than 50% of your income from Centrelink, you're off to a good start. After that, all you need is an Australian driver's licence or passport, an active bank account with online banking, and a mobile phone so we can send you texts for verification.
For a vehicle to be eligible for one of our quick and easy car loans it must have fewer than 200,000kms on it, have no finance owing, and be less than 10 years old. We think we offer some of the best quick car loans in Australia, and all our terms are clear right from the beginning.
Our car finance terms are clear and easy to understand, and unless you voluntarily choose to change the terms of your repayment plan, you never have to worry about any changes to the payment amount, interest rates, or dates. You can pay off your loan over the course of six to 84 months, and the establishment fee you pay depends on the size of the loan. For loans from $5,000 to $10,000, the fee is $195. For loans up to $20,000, the fee is $250. For loans up to $50,000, the fee is $495.
No matter the size of your fast loan, your repayment process is simple. You choose the day of the month that works for repayment and we set up a direct debit on your account. That way, you never have to worry about forgetting a payment or wonder whether a payment went through.
Know Your Fees
Unexpected fees and charges are one of the worst things about borrowing money, so at Nimble we make it easy for you to find out everything before you borrow a single dollar. We offer quick car loans online from $5,000 to $50,000. These are secured can loans, meaning if something were to happen and you couldn't repay the loan, we may be able to sell your car to recover what you owe. Secured loans mean we can offer you better interest rates, and your interest rates are always fixed for the life of the loan.
Late payment fees are always $20, and if your payment is dishonoured, the fee is always $5. If you choose to repay early, there's a $100 fee. If you want to change the terms of your loan, there's a flat $50 fee. Our comparison rates vary from 7.68% to 28.84%**, depending on your unique situation.
Fast Car Loan Approval
We use an online applicaiton to make the quick online loan process smooth and intuitive. You can upload all your related documents, like insurance paperwork, from your mobile phone. We take a look at your income and expenses and can tell you very quickly what we can loan you.
Our system is so advanced that we can usually get you a quick answer on the weekend, and you don't even need to have found a specific car for us to get to work on starting your application. Once we've approved your loan application, we can send your funds directly to your vendor. In fact, if the application is approved by 4:30 pm on a banking day, we can usually get your money to the vendor within 60 minutes.
Choose The Right Vehicle & Get Driving With Our Nimble Car Loans
A car is a big investment, so it pays to make a considered choice. There are a lot of car choices out there, and we know it's important for you to find just the right one for your needs.
What Will You Use It for?
Will you mostly drive the car back and forth to work? If so, dependability and fuel economy are key considerations. If you have kids, then space might be your primary concern.
When Do You Drive?
If you're going to spend a lot of time driving in peak hour traffic, you might need an automatic transmission rather than manual.
Where Will You Drive It?
Will you need four-wheel or front-wheel drive? If you plan to drive your car mostly within big cities, a less expensive front-wheel-drive vehicle will be fine. If you need to take it on bumpy back roads, a four-wheel-drive vehicle is a must.