{"id":6152,"date":"2019-04-30T11:38:05","date_gmt":"2019-04-30T01:38:05","guid":{"rendered":"https:\/\/nimble.com.au\/?p=6152"},"modified":"2026-01-27T13:10:06","modified_gmt":"2026-01-27T03:10:06","slug":"how-much-does-a-new-pet-really-cost","status":"publish","type":"post","link":"https:\/\/nimble.com.au\/blog\/how-much-does-a-new-pet-really-cost\/","title":{"rendered":"How Much Does a New Pet Really Cost?"},"content":{"rendered":"\r\n

Whether they\u2019re scaled, furred or feathered, there\u2019s no denying that making a pet part of your family is an appealing prospect to many Australians. There are just so many benefits to pet ownership \u2013 companionship, improved mental health and improved fitness \u2013 that it\u2019s hard to believe that there could be any drawbacks!<\/p>\r\n\r\n\r\n\r\n

The fact is, however, that pet ownership can be an expensive decision \u2013 according to Animal Medicines Australia<\/em><\/a>, the average Australian household spends an estimated $1,975 per year on their dogs or $1,480 per year on cats. Even relatively cheap-to-keep animals, like fish ($403), birds ($444) and small mammals like rabbits ($464) can represent a financial burden \u2013 especially for younger households or those with limited disposable income.<\/p>\r\n\r\n\r\n\r\n

While this article is by no means intended to deter you from introducing a furry new member to your family, it is important to understand the financial implications of pet ownership, and to adjust your spending and saving habits accordingly.<\/p>\r\n\r\n\r\n\r\n

How much does it cost to buy a pet?<\/strong><\/h2>\r\n\r\n\r\n\r\n

According to ASIC\u2019s MoneySmart website, the average Australian can be looking at spending anything from $3,000 to $6,000<\/a> Australian dollars in the first year of pet ownership (for dogs and cats). This includes the cost of the animal, vet expenses, food, accessories, pet insurance and other assorted costs. This isn\u2019t even including any unexpected health problems or accidents!<\/p>\r\n\r\n\r\n\r\n

For other types of pets, like fish or reptiles, these costs can be higher or lower; for a large fish tank, the electricity costs alone can run up to $950 per year <\/a>without taking into account food, water treatment and other costs.<\/p>\r\n\r\n\r\n\r\n

While the initial costs involved in pet ownership can be daunting, there are ways to minimise the damage to your wallet. For example, when you go out to get your pet, consider a rescue shelter. Adopting a rescued animal from a reputable animal shelter isn\u2019t just a great way to save money \u2013 you will be contributing to saving a life.<\/p>\r\n\r\n\r\n\r\n

If you\u2019re interested in going down this route, PetRescue<\/a> is a great place to start your research. PetRescue brings together thousands of pet adoption agencies into one easily searchable database.<\/p>\r\n\r\n\r\n\r\n

Most reputable adoption groups charge a relatively low adoption fee, which generally includes desexing, microchips, vaccinations and behavioural checks. The RSPCA charges<\/a> around $400 for a single adult dog, or $120 for an adult cat. If you choose to adopt older animals (who often have difficulties finding homes) the RSPCA will generally waive this fee<\/a> \u2013 in addition, they will give you a 25% reduction in vet consultation fees for the life of the pet! What a great opportunity to give an older animal some much needed love.<\/p>\r\n\r\n\r\n\r\n

Pet insurance – yes or no?<\/strong><\/h2>\r\n\r\n\r\n\r\n

We\u2019ve all heard horror stories of massive vet bills and the tough decisions that pet owners are often faced with \u2013 the life of their best mate, or a whopping great debt.<\/p>\r\n\r\n\r\n\r\n

\u2018Boris the Brave\u2019, a Bernese mountain dog from Tasmania that was injured by a wooden chicken skewer, ended up costing his family almost $13,000 in vet bills!<\/a> While this is an exceptionally large bill, these sort of costs are not unheard of<\/a>, particularly for complicated surgeries that might involve teams of highly trained (and highly expensive) vets, anaesthesiologists, and veterinary nurses.<\/p>\r\n\r\n\r\n\r\n

The jury is still out on the necessity of pet insurance<\/a>. As with all financial decisions, the devil is in the detail. While some insurers offer very good coverage for a relatively minimal fee (as little as $25 per month), it\u2019s important you do your research to ensure you are choosing the best provider for your needs.<\/p>\r\n\r\n\r\n\r\n

Thankfully, Australia has quite strict laws regarding what must be included in a Product Disclosure Statement (PDS) so it\u2019s pretty easy (if time consuming) to compare the coverage that different insurers offer.<\/p>\r\n\r\n\r\n\r\n

The question of whether to invest in this insurance is up to you, but it is probably a good idea to err on the side of caution. If you choose not to purchase pet insurance, make sure to have a little bit of extra money put aside in your \u2018rainy day fund\u2019 \u2013 just in case the unthinkable happens, and you\u2019re left looking at a whopping great vet bill.<\/p>\r\n\r\n\r\n\r\n

What other costs are involved in pet ownership?<\/strong><\/h2>\r\n\r\n\r\n\r\n

From food to tick repellent, there are all sorts of little costs involved in caring for an animal companion – costs that can quickly add up.<\/p>\r\n\r\n\r\n\r\n

Some animals \u2013 dogs in particular \u2013 require behavioural training, especially when they are still young. All around Australia, \u2018puppy schools\u2019 have sprung up, providing group training to socialise and train puppies, and increasingly, kittens.<\/a> Group puppy training courses can cost anything from $130 to $250<\/a>, depending on the provider, though the RSPCA suggests that around $170 is a reasonable price to pay. However, be warned! Private puppy trainers can be very expensive, with single sessions costing upwards of $150.<\/p>\r\n\r\n\r\n\r\n

In addition to training, a cost that a lot of pet owners overlook is the cost of quality food and pet accessories. While a lot of these costs are one-off expenses, buying high quality, long lasting pet accessories is often surprisingly expensive. The same can be said for good quality pet food – though the jury is out on whether \u2018premium\u2019 pet foods are worth the price for both cats<\/a> and dogs<\/a>.<\/p>\r\n\r\n\r\n\r\n

Finally, costs like grooming, vaccinations<\/a>, worming treatments and flea treatments can be a nasty shock to the wallet. ASIC recommends<\/a> that pet owners budget around $300 to $450 per year (depending on the animals size) for health expenses, and anywhere from $30 to $200 per year for other services like grooming and boarding.<\/p>\r\n\r\n\r\n\r\n

So, is it worth it?<\/strong><\/h2>\r\n\r\n\r\n\r\n

Well\u2026 yes.<\/p>\r\n\r\n\r\n\r\n

If you can afford it.<\/p>\r\n\r\n\r\n\r\n

Sadly, thousands of pets are abandoned around Australia each year for all manner of reasons – so it is important that you take a lot of care making your decision. If you plan your family budget<\/a> accordingly, adding a furry face to your family will bring you joy and friendship for years to come!<\/p>\r\n\r\n\r\n\r\n

Disclaimer: Please note this content is provided as general information only and does not take into account your objectives, financial situations or needs. For advice tailored to your financial situation, it is advised that you seek guidance from an accountant or financial advisor. <\/em>The above post refers to application software (\u201cApp, Apps\u201d) that is not affiliated or associated with Nimble. We do not have any control or responsibility over the content of the Apps. Use of the Apps may be subject to further terms and conditions imposed by the App provider, the owner of the mobile operating system and\/or other related parties. The above links belong to a variety of websites and not Nimble, so clicking on, and using them, will take you away from Nimble\u2019s website meaning we\u2019ve got no control or responsibility over the content. Nimble does not endorse and is not affiliated or associated in any way whatsoever to the businesses named in this blog post.<\/em> The information contained in this article is correct at the date of publication<\/em>.<\/em><\/p>\r\n\r\n\r\n\r\n

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 <\/p>\r\n","protected":false},"excerpt":{"rendered":"

Whether they\u2019re scaled, furred or feathered, there\u2019s no denying that making a pet part of your family is an appealing prospect to many Australians. There are just so many benefits to pet ownership \u2013 companionship, improved mental health and improved fitness \u2013 that it\u2019s hard to believe that there could be any drawbacks! The fact […]<\/p>\n","protected":false},"author":52,"featured_media":6153,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51,10],"tags":[],"class_list":["post-6152","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","category-tips-resources"],"yoast_head":"\nHow Much Does a New Pet Really Cost? - Nimble Blog<\/title>\n<meta name=\"description\" content=\"Thinking of adopting a new pet into your family? How much does a pet cost? 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