{"id":5363,"date":"2019-05-14T15:07:47","date_gmt":"2019-05-14T05:07:47","guid":{"rendered":"https:\/\/nimble.com.au\/?p=5363"},"modified":"2026-01-15T14:44:05","modified_gmt":"2026-01-15T04:44:05","slug":"are-you-rego-ready","status":"publish","type":"post","link":"https:\/\/nimble.com.au\/blog\/are-you-rego-ready\/","title":{"rendered":"Are You Rego-Ready?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">It creeps up every 6 or 12 months and you never expect it too. It\u2019s one of those things that we <\/span><i><span style=\"font-weight: 400;\">should<\/span><\/i><span style=\"font-weight: 400;\"> have planned for but life got in the way. You\u2019re not alone. Here at Nimble, we know that lots of our customers need to borrow money around the time of renewing rego because they simply didn\u2019t remember or didn\u2019t plan for it at that time. It can often feel like you just paid it and all of sudden, it\u2019s due again. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">So, let\u2019s talk about it. What are you actually paying for and how can you make sure you\u2019ve got it covered. <\/span><\/p>\n<h1 style=\"text-align: center;\"><b>Rego &#8211; The lowdown<\/b><\/h1>\n<p><span style=\"font-weight: 400;\">In Australia, every vehicle that drives on the roads is required by law to be registered. Getting your car registered proves it\u2019s roadworthy, that it belongs to you and allows the car to be identified quickly. Another requirement by law is that your vehicle must be covered by Compulsory Third Party (CTP) Insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In most states and territories there is only one approved provider of CTP insurance, however, NSW and QLD give car owners a choice in this department. Premiums depend on the type of vehicle and who will be driving it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The exact fees that cover the above differ pretty substantially from state to state, but generally, it is broken down into:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A standard registration fee (this is your contribution to helping keep the road maintenance underway)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A fee for your CTP insurance<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">An admin fee<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Extra charges can depend on if you have a specialised number plate or if you have a heavy or specialised vehicle.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Check out the info provided by your State or Territory Government for more facts and figures.<\/span><\/p>\n<h1 style=\"text-align: center;\"><b>How to be Rego ready<\/b><\/h1>\n<p><b>1. Rego alarm \u23f0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">You probably set an alarm to get up every morning, so why not set an alarm when your rego is almost due? Set it for one month out so you have time to plan and save. This way, you\u2019re eliminating the element of surprise and you\u2019re doing your best to save those dollars along the way meaning a big payout isn\u2019t required. <\/span><\/p>\n<p><b>2. Serious about saving? ?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re serious about saving, it\u2019s time to knuckle down. You can create a sub-account that is called \u201cRego Savings\u201d. Or \u201cSneaky Rego Bill\u201d. Most banks allow you to open a sub-account to your main account. It\u2019s not a whole new account with a whole new set of fees &#8211; it\u2019s just an area where you can set aside money for things like, you know, your rego. Give your bank a call and organise that sub-account today.<\/span><\/p>\n<p><b>3. Monthly saving ?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Like all things, it\u2019s not that hard when it\u2019s split up into tiny pieces. Most of us will pay around $800 a year for a rego. Yikes! That sounds pretty awful. But here\u2019s the good news. $800 a year, divided by 52 weeks in the year is $15.38 x 4 weeks in a month is just $61.54. So that\u2019s a few less Uber Eats or shopping trips a month that you can definitely set aside to make sure you are rego ready.<\/span><\/p>\n<h1 style=\"text-align: center;\"><b>Top Tips for paying your Rego<\/b><\/h1>\n<p><span style=\"font-weight: 400;\">Planning aside, there are a few other tips you can consider when paying for your rego. Here is some food for thought.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Have a question about your rego but hate speaking to humans? You\u2019re not alone. Try the FAQ\u2019s section on your relevant state page or take to Facebook\/Twitter and send a DM. All the answers you need with none of the elevator music while you wait.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Make things as easy as possible. Ensure your online banking account is working and accessible. You can use your account to BPAY or direct debit. it\u2019s easy to forget your logins or get locked out for security reasons and that would be a pretty awful thing to happen when rego is due. <\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">If you simply can\u2019t make it work, a <a href=\"https:\/\/nimble.com.au\/loans\/compare-nimble-loans\/\">Nimble loan<\/a> could help you. <a href=\"https:\/\/nimble.com.au\/application\/get-started\">Apply now<\/a> for a flexible loan on your terms and make sure you are Rego ready.<\/span><\/li>\n<\/ol>\n<p><a href=\"https:\/\/nimble.com.au\/application\/get-started\"><span style=\"color: #ffffff;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/span><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-6183 alignnone\" src=\"https:\/\/nimble.com.au\/blog\/wp-content\/uploads\/2015\/07\/Apply-Now-1.png\" alt=\"\" width=\"320\" height=\"40\" \/><\/a><\/p>\n<p><i><span style=\"font-weight: 400;\">Information current as at May 2019.<\/span><\/i><\/p>\n<p><i><span style=\"font-weight: 400;\">The information in this blog post is not intended to imply any recommendation, endorsement or opinion by Nimble about any financial or non-financial product. Nimble does not recommend or advise on the suitability of a product or suggest or imply a recommendation to buy, sell or hold a particular product. This blog post is for information purposes only.<\/span><\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>It creeps up every 6 or 12 months and you never expect it too. It\u2019s one of those things that we should have planned for but life got in the way. You\u2019re not alone. Here at Nimble, we know that lots of our customers need to borrow money around the time of renewing rego because [&hellip;]<\/p>\n","protected":false},"author":52,"featured_media":6180,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51,10],"tags":[62,95,92,54,91,93,94,81],"class_list":["post-5363","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","category-tips-resources","tag-budget","tag-budgeting","tag-car-rego","tag-nimble","tag-rego","tag-rego-payment","tag-savings","tag-small-loans"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Are you Rego Ready? Find out all your need to know<\/title>\n<meta name=\"description\" content=\"Here at Nimble, our data shows us that a lot of people get caught off guard when their rego time comes around. 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