![\"\"](\"http:\/\/nimble.com.au\/blog\/wp-content\/uploads\/2012\/02\/train2.jpg\" "\\"train2\\"")
<\/p>\nEver been bogged down with credit card debt?<\/p>\n
So bogged that you can\u2019t see a light at the end of the tunnel?<\/p>\n
A debt tunnel so dark, long and windy that light can\u2019t possibly get to you.<\/p>\n
You\u2019re not alone.<\/p>\n
When you jump on the credit card train, life seems dandy at first. The view is great, the seats are comfortable and the snack trolley serves champagne. Why was everyone warning you about this glorious adventure? The credit card train pulls up at a station and a few cautious folk jump off. You see the most magnificent mountain on the horizon and decide to stay on. As you approach the mountain, you see wild baby goats grazing on its peak and a running stream glistening in the sunlight. You\u2019ve always wanted to explore the countryside like this.<\/p>\n
<\/p>\n
A crackle in the intercom interrupts your exploring eyes, \u201cWe will shortly be entering inside a world-famous tunnel. It takes approximately 3 years to travel through it and some never come out. Brace yourself.\u201d Before you can digest what the train driver has just said, you\u2019re inside the dark tunnel. The lights start to flicker, a funny smell creeps into the cabin and the train speeds up. Eventually it\u2019s completely dark and the champagne now tastes like Passion Pop.<\/p>\n
\u201cOUCH!\u201d, you\u2019ve just been catapulted into the person sitting opposite you. The train has stopped. \u201cDear passengers, you are now in the Tunnel of Debt. We will be coming around to collect payments once a month. The only way out is by foot. With no light, this is a very difficult journey. We recommend making yourself at home on the train and paying the minimum monthly payments. The snack trolley will be coming around shortly and has an excellent selection of beans and 2-minute noodles.\u201d<\/p>\n
Are you leading a carefree-spending life? Be careful when introducing a credit card into your wallet. There are some great benefits like interest free periods, having the ability to buy things 24\/7 and collecting reward points – but it all comes with temptation to spend money you don\u2019t have. Beware of the warning signs. If you recognise any of the following, it might be time to jump off at the next stop:<\/p>\n
If you answered \u2018yes\u2019 to any of the questions above, it might be a good time to get a move on out of that debt tunnel.<\/p>\n
There are a number of ways that improve your situation. If you\u2019re completely reliant on your credit card, there are ways to wean yourself off it. Here are 10 ways to help you get back on track:<\/p>\n
You may feel like there\u2019s no hope or that you don\u2019t even know where to start. Draw up a plan, set yourself 3 goals and get ready to put in the hard yards. You have to trust that there is light at the end of the tunnel. If you keep moving forward, you\u2019ll see it as you approach the last few bends.<\/p>\n","protected":false},"excerpt":{"rendered":"
Ever been bogged down with credit card debt? So bogged that you can\u2019t see a light at the end of the tunnel? A debt tunnel so dark, long and windy that light can\u2019t possibly get to you. You\u2019re not alone. When you jump on the credit card train, life seems dandy at first. The view […]<\/p>\n","protected":false},"author":11,"featured_media":5936,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-2496","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips-resources"],"yoast_head":"\n