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Welcome to the Nimble Blog

Discover with the Nimble Blog a plethora of information related to personal finance and news about us.

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in Financial Security, Money Hacks, Saving Goals, Tips & Resources

12 Ways to Make Money Without Having a Traditional Job

Have you had enough of being a teacher, farmer, architect, accountant, lawyer, insurance agent, police ...

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in Tips & Resources

Tax Tips to Boost Your Return for End of Financial Year

When it comes to the end of the financial year, it pays to be prepared ...

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in Tips & Resources

How to Budget for Car Expenses and Running Costs

Australians love their cars. Whether it's driving down to the beach on a Sunday morning ...

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Looking to book a holiday, buy that perfect dress for your wedding, or just need a little extra cash to tide you over? Nimble can help.

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June 22nd, 2009

What makes Nimble different?

In answering this I don’t want to talk about our customer service. Nimble is obsessed with customer service, we all know that. Instead I want to talk about business philosophies. Thousands of books have been written on it. So surely the perfect business management model is out there, right? Well if ...

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June 3rd, 2009

Change is in the air

Finally the rubber is hitting the road – after months of hard work and preparation. The first small new change ...

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April 19th, 2009

Working Sunday to bring your next innovations

Being the best means doing what others aren’t prepared to do. That’s why we’ve got another big innovation in the ...

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We're Here

to Give You a Hand When You Need It

Looking to book a holiday, buy that perfect dress for your wedding, or just need a little extra cash to tide you over? Nimble can help.

apply now

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. We recommend you consider the Product Disclosure Statement and Financial Services Guide, relating to the Nimble Visa Prepaid Card before making any decision. The Nimble Visa Prepaid Card is issued by Heritage Bank Limited (ABN 32 087 652 024, AFSL 240984, ACL 240984). Nimble Australia Pty Ltd is involved in the promotion and distribution of the Nimble Visa Prepaid Card and is a Corporate Authorised Representative 344 603 of EML Payment Solutions Ltd (ABN 30 131 436 532, AFSL 404131).

Copyright © 2019 Nimble Australia Pty Ltd (ABN 91 135 501 807, Australian Credit Licence 386010)

*Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available. Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

**The comparison rate for Medium Cash Loans is based on an unsecured loan of $2,500 over a 2 year term and a $400 establishment fee. The comparison rates for Personal Loans are based on an unsecured loan of $10,000 over a 3 year term and a $195 establishment fee.  Nimble does not offer loans for these amounts over these terms. See our full Fee statement for fee details.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed. For example, a loan of $1,000 repaid over 3 months equates to a total amount payable of $1,320 comprised of $1,000 principal (amount borrowed), $200 establishment fee and $120 in monthly fees.

For our Medium Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. A Medium Loan of $3,000 borrowed over 1 year would equate to a total amount payable of $4,289 (including a $400 establishment fee). 

For our Personal Loans between $5,000 and $25,000, the Annual Percentage Rate (APR) is from 8.99% to 29.99% (Comparison rate 10.31% p.a. to 31.49% p.a.). ***There is a $195 Establishment Fee for Personal Loans between $5,000 and $10,000, and a $250 Establishment Fee for Personal Loans between $10,000 and $25,000. A personal loan of $10,000 borrowed for 2 years with the minimum Annual Percentage Rate (APR) of 8.99% p.a. (10.31% p.a. comparison rate), would equate to a total amount payable of $11,148 (including a $195 establishment fee). ^Your interest rate will be based on a number of factors, including the information you provide and our assessment of your application. We will confirm your actual interest rate in your loan offer document.

Copyright © 2019 Copyright © 2019 Nimble Australia Pty Ltd (ABN 91 135 501 807, Australian Credit Licence 386010)

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