At Nimble, we reckon good mates deserve great rates. That’s why we’ve launched Mates Rates—our way of rewarding returning customers with great discounts, lower interest rates and reduced fees on their next loan.

How Much You Can Save?

Loan Amounts More than $2k

The more you borrow, the more you save with Mates Rates!

Loyalty Tier	Standard Rate	Mates Rate Discount	Your Savings
Friends Rate (2nd Loan)	48.0% p.a.	45.6% p.a.	Save 2.4%
Besties Rate (3rd Loan plus)	48.0% p.a.	43.2% p.a.	Save 4.8%

Loan Amounts Under $2k (Based on a $2k loan)

Loyalty Tier	Standard Monthly Fee	Mates Rates Discount	Your Savings
Friends on your 2nd loan	4.00*	3.80%	0.20%
Besties on your 6th loan	4.00*	3.60%	0.40%

(Based on a loan amount of $2,000 and a standard monthly fee of 4.00%)

How Does Mates Rates Work?

Returning customers get rewarded – If you’ve had a funded loan with Nimble before, you could unlock discounts on your next one.
No extra steps required – Your discount is automatically applied when you apply.
Same fast process, better deal– Quick approval, flexible loans — now with exclusive savings.

New to Nimble? No worries!

Not a returning customer yet? That’s okay! Apply today for a fast, flexible loan, and next time, you could unlock Mates Rates perks too!

Apply Now

FAQs

Mates Rates is our loyalty program that rewards returning Nimble customers with lower interest rates or reduced fees on their next loan.

Just apply as usual! If you’re eligible, your discount will be automatically applied during the process.

Nope! If you qualify, your Mates Rates discount is applied automatically when you apply for your next loan.

No, Mates Rates applies to all loan types

Why our customers love us

Our cash loans have helped thousands of people just like you.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

Nimble members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Personal Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee.

**The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee. Nimble may not offer loans for these amounts over these terms. See our full Fee statement for fee details.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

Warning about borrowing

Ready for your Nimble Loan?

Small Loans

Borrow between $500 - $2,000

When mechanic calls or the plumber needs to visit, we’re here. Nimble Small Loans are a fast and simple solution.

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Personal Loans

Borrow between $2,050 - $5,000

Did that dentist bill cost a little more? Don’t worry, we got you. Personal Loans can help with the slightly bigger unexpected costs that you didn’t see coming.

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